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Sacramento
3626 Fair Oaks Blvd
Suite 100
Sacramento, CA 95864

(916) 974-2900

Roseville
3001 Lava Ridge Court
Suite 140
Roseville, CA 95661

(916) 367-7100



Tools & Calculators

These loan calculators were designed to help give you the information you may need to make informed decisions about financing a new home, or refinancing your existing mortgage.

Chose your calculator from the links below:

  1. Loan Payment Calculator

    How can I determine my new mortgage payment and how much principal and interest I will be paying each month?

    Enter principal, interest and loan term and this calculator will return a loan overview with your monthly payment, total interest paid on the loan and the total loan value. It also returns an amortization schedule showing how much principal and interest you will pay each month, then calculates the balance of the loan.

  2. Payment Savings Calculator

    Will my new loan save me money?

    This calculator compares your current loan to a new loan and tells you if you will save on your monthly payment by getting a new loan, and how much you'll save.

  3. Loan Cost Calculator

    If I refinance my existing loan, how much will I save and how long will it take to recoup the costs of the loan?

    This calculator allows you to compare two loans with the same loan amount and different rates and terms, then lets you enter details about the costs of the loan and calculates how long it will take to recoup the costs of the proposed loan at your current savings.

Facts About Credit Scores

Your Credit Score.
What it is.
What it means.

You may have heard of credit scores and wonder what they are. How do they affect your ability to get it a loan? How do they affect the interest rate and the points you have to pay? You may wonder whether your credit score is accurate. Here we will explain credit scores and how you can improve your score.

Click here to learn more!


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